Equipment financing is used to purchase or lease heavy machinery, tools, and vehicles—allowing your business to take on bigger jobs without upfront costs. Working capital funding, on the other hand, provides extra cash flow to cover daily expenses like marketing, payroll, and materials.

Many businesses use both to maximize their growth potential. Equipment financing helps you expand your fleet, while working capital ensures you have funds for everything else—fueling your business’s success.

Approvals typically take 24-48 hours, and funding can be completed within a few business days, depending on your application details.

You can finance almost any essential equipment, including:

🚜 Skid steers & excavators

🌿 Commercial mowers & trimmers

🚛 Trucks & trailers

🛠️ Specialized landscaping tools

We typically work with businesses with credit score 550 and above. While a higher credit score may offer better terms, we have flexible options even if your credit is less than perfect.

We offer financing from $10K to $500K, depending on your business’s needs, revenue, and credit profile.

Some financing programs offer $0 down payment options, allowing you to get the equipment you need without an upfront investment.

Yes, both new and used equipment can be financed, as long as it meets lender requirements.

Repayment terms are flexible, ranging from 3 to 72 months, depending on the loan type and your business’s cash flow.

It's Simple! Complete our quick online application and see your financing options.